Products for passenger cars
We provide our clients with bespoke insurance solutions in automotive sector focusing on GAP and Extended Warranties for new and used vehicles and a range of innovative products like MOT Insurance or S.M.A.R.T. Products (insurance of minor cosmetic damages).
The purchase of a car is one of the most important financial decision a person or family has to make. It is necessary to consider not only the high initial investment but also the risk of potential additional cost on car repairs as well as of accident or theft.
We are actively developing our portfolio to reflect new consumer tastes and lifestyles. Nowadays we see the opportunity in a changing world where customers attitudes are being shaped in order to protect the environment and increasing preferences for alternative fuel cars. This is why we are developing our portfolio of insurance programmes for electric cars, hybrids and CNG or LPG cars.
Driven by our industry‑leading research and development network, combined with deep consumer insights, we are speeding up meaningful innovation to bring products and services to the market quickly.
Our aim is to have market leading products in each of the categories in which we compete.
When purchasing your car, ask your dealer for DEFEND INSURANCE products.
DEFEND Car Protect
DEFEND Car Protect insurance covers sudden and unforseen internal mechanical or electrical breakdown of an insured motor vehicle.
DEFEND Gap insurance of the purchase price protects the loss of value when the car is stolen or totally damaged. Can be concluded even for cars with MTPL policy only.
DEFEND Technical Control
DEFEND Technical Control insurance covers the cost of repairs of the covered part being cited on a notification of refusal to issue on MOT certificate causing cars to fail the road worthiness test.
DEFEND Smart Protect
DEFEND Smart Protect insurance covers minor cosmetic damages and helps to keep your car in pristine condition free from the inevitable dents or scratches.