DEFEND Key Protect

Smart protection from key loss, DEFEND Key Protect, offers a unique combination of a smart keychain and insurance in case of loss, theft or locking keys inside the vehicle. The smart keychain linked to an online service that connects the owner and finder of lost keys in the fastest, safest & most efficient way possible.

Every year people lose millions of car keys and the chances of finding them are very low. DEFEND Key Protect protects keys from loss thanks to a unique identification number. In the event of key loss, the finder will use this identification number, to anonymously notify the owner that they have been found and can be returned.

It is a system that does not track user location, does not need any battery, is 100% anonymous and works globally. In short, the simplest way to find your keys!

For maximum protection, we offer a smart keychain in combination with insurance in case the keys can't be found. The insurance covers theft and loss of keys, plus the cost of unlocking the vehicle if the keys are locked inside the car. Along with this, the client gets the app that helps find his cell phone and a smart tag to protect your pets.

  • Insurance period up to 3 years.
  • Total insurance benefit limit is 20 000 CZK
    individual insuruance risks have their own limits:
    key theft - 20 000 CZK
    key loss - 10 000 CZK
    Unlocking of the Insured Vehicle - 5000 CZK
  • Covers an unlimited number of claims up to the limit of insurance benefit.
  • Without deductible.

  • When the insurance can be concluded?  
    • Insurance can be concluded anytime - it is not limited to the day of vehicle purchase.
    • Insurance period begins on the day following the conclusion of the insurance contract.  

  • How can it be concluded? 
    • Insurance can be concluded through an extensive network of our contractual partners (new and used car dealers, insurance brokers etc.), and online at

General obligations of the insured

After concluding the insurance contract, within 30 days of purchase, the Insured is obliged, according to the Insurer's instructions, to register the insured Vehicle in the online system, which enables the return of lost keys, and to actively use this system. In the event of loss or theft of keys, he/she is obliged to record this fact in this system without undue delay, but no later than within 3 days. At the same time, in the event of theft, he is obliged to report the theft of keys to the police. In the event of loss of the key, the report to the Police of the Czech Republic is not needed. However, if it is the second of two keys (ie the authorized person has the key and has the opportunity to operate the vehicle), the Insurer sets a waiting period of 10 days, ie in this case from reporting of the claim to the Insurer until making the new key must elapse at least 10 calendar days. In the event that any of these obligations is not fulfilled, the Insurer may reject/reduce the insurance indemnity.

The Insured is obliged to report the loss event to the administrator without undue delay after its occurrence, but no later than within 30 days from the date of the loss event. Otherwise, the Insurer may reject/reduce the insurance indemnity.

Roztylská 1860/1
148 00 Praha 4
Tel.: +420 233 103 111

Be careful to prevent damage and cause damage. Avoid increasing damage. Take the necessary measures to ensure that the damage does not increase further. Allow the Insurer the inquiries necessary to assess whether you are entitled to compensation (insurance indemnity). Let the Insurer inspect the damaged item and examine the causes and extent of the damage to determine the amount of insurance benefits. Provide true information when reporting damage. If, when reporting a loss event, you knowingly provide false, grossly distorted material information relating to the circumstances of the occurrence or extent of such events, or withhold such information, the Insurer may reject the claim for indemnity.

You are obliged to send photocopies of the following documentation to the administrator either by post or (scanned) by email:
a. The Claim form.
b. The Declaration of Vehicle Registration, section 2 (B) (Technical Licence).
c. An invoice or receipt proving the payment of the cost of obtaining new keys, replacing locks or unlocking the Insured Vehicle.
d. In the event of theft of keys, a copy of the “Notification of theft” and the file number under which the Police of the Czech Republic investigates this fact. If the file number is not submitted, the right to the payment of the insurance indemnity will be rejected.

The "Claim Report" form and other information that the administrator will request must be sent within thirty days from the date of the Insured Event.

Insurance indemnity shall be paid to the Insured within 15 days of receipt of the relevant invoices for the approved claim expenses.

If you have any questions, check out our FAQ or contact us.

Important: The previous information may differ from the insurance contract concluded specifically for your vehicle. In the event of any inconsistencies, only the terms of your insurance contract shall prevail.