Program T-ADVANTAGE

Extended warranty DEFEND Truck Protect T-ADVANTAGE ensures that in the event of failure of a part, the repairs will not dig deep into the driver's pocket, as this insurance covers the costs of repairs in the event of a sudden and unforeseen mechanical, electrical, electronic, pneumatic or hydraulic failure of the insured truck.

The T- ADVANTAGE warranty is the best choice for the protection of new and used truck vehicles. It provides peace of mind and a sense of security for drivers of used trucks, and also offers a wide range of protection, so that the driver can enjoy the ride without worrying about repair costs.

The warranty can be concluded for trucks, which meet the following criteria at inception:

  • maximum vehicle age 7 years  
  • maximum mileage 700 000 km

DEFEND Truck Protect T-ADVANTAGE insurance period commences on the first day following the date of conclusion of the insurance or day following the date of expiry date of manufacturer's warranty.

  • Offers the wide range of covered parts.
  • Covers an unlimited number of claims up to the limit of insurance benefit.
  • Financial security is provided by Lloyd's (A + rated insurer).
  • Everything is supported by fast and quality handling of claims.
  • Insured vehicles cat. N2 and N3.

You can also choose:

  • Insurance period 6, 12 or 24 months.
  • Insurance benefit limit up to 50 000 zł.
  • Number of mileage per year from 50 000 to 300 000 km.
  • Deductible from 0 to 3 000 PLN.

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Engine

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Engine Cooling System 

  • Starter ring gear 
  • Flywheel and oil pump
  • Crankshaft and bearings
  • Timing gears and chains (excluding tensioner and electronic devices) 
  • Camshafts and bearings 
  • Cam followers
  • Oil cooler and intercooler
  • Tappet gear
  • Valves and guides (excluding burnt-out valves)
  • Pistons and rings
  • Cylinder bores and con rods
  • Exhaust brake (all parts, excluding seizing)
  • Core plugs
  • Rear main oil seal
  • Thrusts and shims
  • Timing belts are also covered if the Insured provides proof that it was changed in accordance with the manufacturer’s recommended schedule.
  • Engine electronic control unit
  • Head gasket
  • Thermostat
  • Cooling fan clutch
  • Water pump
  • Radiator 

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Manual Transmission  

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Automatic Transmission 

  • Gears
  • Shafts and synchro hubs
  • Selectors
  • Bearings & bushes
  • Splitter mechanisms
  • Range changes and overdrive units if fitted (excluding electrics and external linkages)
  • Range change and splitter valves and solenoids
  • Torque convertor and gears
  • Clutches
  • Brake bands and valve block
  • Governor
  • Oil pump
  • Bearing & bushes

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Clutch (Manual Transmission) 

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Rear axles  

  • Clutch plate
  • Clutch cover
  • Thrust bearing
  • Crown wheel and pinion
  • Half shafts and half shaft oil seal and bearings
  • Hub reduction gears
  • Bearings and two-speed operating mechanisms (excluding external linkages)
  • Diff locks and mechanism
  • Planetary gears
  • Diff pinion seal

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Retarder

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Turbo charger

  • Hydraulic or electro-magnetic retarders
  • All internal parts 

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Front wheel drive 

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4 Wheel drive 

  • Drive shafts including constant velocity joints, universal joints and couplings (excluding gaiters)

  • Covered components as listed above for both front and rear wheel drive

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Propshafts 

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Electrical components 

  • Propshaft including universal joints and bearings
  • Starter motor and alternator
  • Wiper motor and relays
  • Electric window motors
  • Tachograph and sender units
  • Buzzers and horns (including air-horns)
  • Flasher/headlamp switch

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Fuel system 

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Steering 

  • Lift pump
  • Fuel injection pump
  • EDC units
  • Pump couplings
  • Steering box and idler box
  • Power steering unit including pump
  • Pressure pipes and reservoir

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Braking system 

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Cab Components 

  • Master cylinder
  • Air control cylinder and brake actuators
  • Air valves and servo
  • Wheel cylinders and calipers
  • ABS valves and sensors and control units
  • Compressor/air dryer and brake chambers

     
  • Cab levelling valves
  • Tilt pups and rams
  • Suspension air bag units
  • Front and rear bushes

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Suspension

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Housings/Casings

  • Front and rear levelling valves
  • Load sensor valves
  • Air bags
  • Levelling control unit for raising and lowering of suspension
  • The following housings/casings are covered if they are damaged due to the failure of a covered component listed above: cylinder block, cylinder head, gearbox/transfer casing, rear axle housing, carrier casing and bell housing. 

  • When the insurance can be concluded?
    • Insurance can be concluded up to 30 days from AC conclusion.
    • The guarantee begins on the day following the conclusion of the insurance contract.
  • How can it be concluded?
    • Insurance can be concluded by phone and then by e-mail.  
  • What information and documents do we need to conclude it?
    • A copy of VTP and a sales contract or invoice.

  • Report of Damage Event:
    When you (insured party or on behalf of the insured) become aware of any damage that could lead to a claim you must report the damage within 7 days of the incident on + 48 32 797 10 41 or by e-mail to szkody@defendinsurance.pl.
    In order to register a claim the claims adjuster will need to know the policy number or vehicle VIN code.
  • Selecting a warranty:
    In order for us to assess your claim, you must allow us or our authorised repairer to inspect your vehicle. Alternatively, you may be authorised to take your vehicle to any VAT registered repairer.
  • Documentation:
    For the prompt assessment of your claim we will need the following documentation: fault diagnosis, repair budget, claim reporting form, vehicle photographic documentation and a copy of the large technical license.
    No vehicle repair may be performed without the express permission of the administrator. All costs, work commenced prior to the approval by the administrator, will be covered by the insured and are automatically the basis for rejecting claims.

If you have any questions, check out our FAQ or contact us.

Important: The previous information and list of components may differ from the insurance contract concluded specifically for your vehicle. In the event of any inconsistencies, only the terms of your insurance contract shall prevail.